Transparent, Competitive, and Designed for Your Growth

At Netapps, we believe in clear pricing with no surprises. Our fees are simple, competitive, and offer excellent value compared to several other payment gateways.

Transaction Pricing For Our Product Categories

Payment GatewayGet Started
Payment Gateway
Selected: Payment Gateway · Nigeria
iconFor Local/Domestic Transactions Only
Visa, Mastercard, Verve
1.4% + ₦100 Capped @ NGN 2,000
₦100 waived for payments under ₦2,500.
  • iconCustomers can enjoy seamless subscription collections enabling Recurring Payments (Auto-debit)
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iconFor International Transactions Only
Visa, Mastercard, UnionPay
3.9% + $0.50
AMEX
4.9% + $0.50
  • iconAccepts Payment from anywhere in the world. International Cards are charged and settled in your local currency by default, but you can also choose to be settled in USD. Settlement will be done in batches. Every USD settlement attracts a bank charge of $60 (USD) which will be borne by the Merchant. Settlement is at T+7.
  • iconCustomers can enjoy seamless subscription collections enabling Recurring Payments (Auto-debit)
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iconDedicated Virtual Account
1% Capped @ NGN 2,000
Settlement is immediate
iconPG Virtual Account
0.8% Capped @ NGN 300
Settlement is T+1
iconDedicated Virtual Account
1% Capped @ NGN 2,000
Settlement is immediate

Why our structure stands out

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    The payment options and service charge are subject to change without recourse to the Merchant.
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    Setup Fee, Integration Fee, Accounts Maintenance or Annual Recurring/ Maintenance Fees are FREE
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    Fees & Charges can either be borne by the Merchant or by the Customer.
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    No hidden fees or charges
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    Volume discounts available for high-performance merchants
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    All fees are exclusive of VAT which will be computed and borne by the Merchant or Customer.

Charge Your Customers or Absorb the Fee?

  • You decide how the fee is handled :
  • Absorb it — keep charges transparent and inclusive
  • Pass it on — add the transaction fee to your billing flow
  • This flexibility helps maintain DRIP — Delight, Retain, Increase Proficiency in user flows.

Benefits of Choosing NetappsPAY

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    Ultra-competitive transaction pricing
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    No surprise charges — just transparent, fair fees
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    Fee caps for peace of mind on large transactions
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    Multi-channel support (online, in-store, recurring, P2P)
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    Scalable—from small merchants to high-volume enterprises
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    Contact Sales for volume-based discounts and enterprise pricing

Ready to Get Started?

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    Try our calculator — preview your fees in real time
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    Create your free NetappsPAY account | merchant.netapps.ng
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    Contact Sales for volume-based discounts and enterprise pricing
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