Cookies Policy
Effective Date: 11th November 2023Last Updated: 1st October, 2025
Applies to: Applies to : Netapps Technologies Limited, including all its products and services under Netapps Marketplace Limited, Netapps Aggregators Limited, Netapps Microfinance Bank Limited, Netapps Africloud Limited, and related platforms (“Netapps”, “we”, “our”, “us”). This Cookies Policy explains how Netapps uses cookies, web beacons, and related technologies across our websites, applications, and digital services. It should be read together with our Privacy Policy, Terms of Use, Security Guidelines, andRefund Policy.
1. General Principles
1.1 Purpose of Cookies
Cookies and similar technologies are used to :
- Enhance user experience and platform functionality.
- Remember your preferences and settings.
- Secure and protect your account.
- Enable faster navigation and performance.
- Support analytics, personalization, and targeted marketing (where applicable).
1.2 Scope of Application
This Policy applies to :
- All Netapps web platforms.
- Netapps mobile applications (iOS, Android).
- APIs and integrated third-party services used within our ecosystem.
1.3 Consent
By using Netapps Products & Services, you consent to our use of cookies in accordance with this Policy. Where required by law (e.g., NDPR, GDPR), explicit cookie consent will be requested through a banner or pop-up.
2. Types of Cookies We Use
2.1 Essential Cookies
Required for the core functionality of our platforms.
- Enable secure login, transaction processing, fraud prevention, and service delivery.
- Cannot be disabled as they are necessary for the proper functioning of Netapps services.
2.2 Functional Cookies
Remember user preferences and enable enhanced experience features.
- Remember user preferences (e.g., language, location, saved logins).
- Enhance personalization of your experience across Netapps platforms.
2.3 Performance & Analytics Cookies
Collect aggregated, anonymous data on how our platforms are used to help us improve performance and optimize content delivery.
- Collect aggregated, anonymous data on how our platforms are used.
- Help us improve website/app performance, fix bugs, and optimize content delivery.
- May be managed through third-party providers like Google Analytics or similar.
2.4 Advertising & Marketing Cookies
Used to track engagement with campaigns and personalize marketing content.
- Track engagement with campaigns, promotions, and third-party adverts.
- Help personalize offers, promotions, and loyalty programs (e.g., Netapps Cashback, Fast Fingers Game).
- Users may opt-out of targeted advertising cookies where legally required.
2.5 Third-Party Cookies
Placed by third-party partners such as payment processors, merchants, analytics providers, or affiliates integrated into Netapps platforms.
- Placed by third-party partners such as payment processors, merchants, analytics providers, or affiliates integrated into Netapps platforms.
- Governed by their respective privacy and cookies policies.
Contact & Reporting
If you suspect fraud, phishing, or unauthorized access, contact: